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POLi is an online bank transfer payment method. At checkout, the customer selects POLi and logs into their online banking environment. They review the pre-populated payment details, authorise payment and then simply wait for the purchase to arrive.

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POLi Payments Pty Ltd (formerly known as Centricom)is an online payments company based in Melbourne, Australia. It is the developer and provider of POLi, an online payment system that is used by merchants and customers in Australia and New Zealand. POLi Payments was acquired by SecurePay Holdings, a fully owned subsidiary of Australia Post, in December 2014.

POLi enables customers to pay for goods or services directly from a merchant's website without the need for a credit card, but by using a direct connection to the user's internet banking. A benefit is that the merchant receives an instant receipt and that customers do not have to register to use POLi.The service is used in Australia and New Zealand with its largest merchants being Jetstar, Virgin Australia, Air New Zealand, Sportsbet and Sportingbet.

The service has attracted widespread criticism from banks and others.The service has also been implicated in enabling payments that could be used for illegal gambling.

Australia, New Zealand.

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